2013 MAD to SAR Historical Review

YEARLY HIGH

0.4603 SAR

YEARLY LOW

0.4332 SAR

YEARLY AVERAGE

0.4462 SAR

2013 MAD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the MAD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 25, valuing the pair at 0.4603. Conversely, the yearly low was recorded on March 28, dropping to 0.4332.

This high-to-low spread represents a total annual volatility of 0.0271 SAR. From a start-to-finish perspective, comparing the January average rate of 0.4466 to the December average rate of 0.4571, the exchange rate registered a net change of 2.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.4603 was up 2.14% compared to the 2012 peak of 0.4507, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,302 SAR

2012 Average 2,172 SAR

Yearly Trough Low 2,166 SAR

Transaction Impact: A difference of 135.72 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.4590

0.4357

JanuMarcMayJulySeptNove

MAD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4423, compared to 0.4501 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.4423

H2 Avg (Jul–Dec) 0.4501

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0156 SAR (High: 0.4565 / Low: 0.4409). On the other end, August was the most stable month, with a tight range of 0.0047 SAR (High: 0.4491 / Low: 0.4444).

February Spread (Volatile) ±0.0156

August Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0109 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0109

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2013: 0.4557) against the same month in 2012 (average: 0.4376), the exchange rate shifted by +0.0181 (+4.13%).

2013 Avg (October) 0.4557

2012 Avg (October) 0.4376

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4540	0.4404	0.4466
February	0.4565	0.4409	0.4485
March	0.4412	0.4332	0.4377
April	0.4427	0.4334	0.4392
May	0.4432	0.4341	0.4379
June	0.4489	0.4381	0.4434
July	0.4461	0.4335	0.4408
August	0.4491	0.4444	0.4470
September	0.4528	0.4418	0.4481
October	0.4603	0.4523	0.4557
November	0.4542	0.4485	0.4519
December	0.4597	0.4535	0.4571