YEARLY HIGH
23.5059 NGN
YEARLY LOW
19.7805 NGN
YEARLY AVERAGE
22.0727 NGN

2020 MDL to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 5, valuing the pair at 23.5059. Conversely, the yearly low was recorded on April 5, dropping to 19.7805.

This high-to-low spread represents a total annual volatility of 3.7254 NGN. From a start-to-finish perspective, comparing the January average rate of 20.8529 to the December average rate of 22.3271, the exchange rate registered a net change of 7.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 23.5059 was up 9.80% compared to the 2019 peak of 21.4071, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 117,530 NGN
2019 Average 102,787 NGN
Yearly Trough Low 98,902 NGN
Transaction Impact: A difference of 18,627.16 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

23.5425
20.4814
JanuMarcMayJulySeptNove

MDL to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.3994, compared to 22.7461 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3467 points.

H1 Avg (Jan–Jun) 21.3994
H2 Avg (Jul–Dec) 22.7461

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 2.0965 NGN (High: 21.8770 / Low: 19.7805). On the other end, November was the most stable month, with a tight range of 0.4691 NGN (High: 22.5399 / Low: 22.0708).

April Spread (Volatile) ±2.0965
November Spread (Stable) ±0.4691

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4905 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.4905

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 23.2874) against the same month in 2019 (average: 20.3707), the exchange rate shifted by +2.9167 (+14.32%).

2020 Avg (August) 23.2874
2019 Avg (August) 20.3707

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 21.2623 20.4881 20.8529
February 21.1233 20.4086 20.7365
March 21.5620 20.3380 20.9935
April 21.8770 19.7805 21.2382
May 22.2310 21.7268 21.9961
June 22.8662 22.2265 22.5790
July 23.4634 22.4736 22.8726
August 23.5059 23.0278 23.2874
September 23.4652 22.5607 23.0821
October 22.9038 22.2943 22.5915
November 22.5399 22.0708 22.3160
December 22.8907 21.9983 22.3271