2026 MDL to NGN Historical Review

YEARLY HIGH

86.1178 NGN

YEARLY LOW

77.2145 NGN

YEARLY AVERAGE

79.5952 NGN

2026 MDL to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MDL to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 86.1178. Conversely, the yearly low was recorded on July 29, dropping to 77.2145.

This high-to-low spread represents a total annual volatility of 8.9032 NGN. From a start-to-finish perspective, comparing the January average rate of 84.1410 to the December average rate of 78.1113, the exchange rate registered a net change of -7.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 86.1178 was down 8.72% compared to the 2025 peak of 94.3468, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 430,589 NGN

2025 Average 440,288 NGN

Yearly Trough Low 386,073 NGN

Transaction Impact: A difference of 44,516.13 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

84.7440

77.5084

JanuMarcMayJuly

MDL to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 80.0799, compared to 78.1409 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.9390 points.

H1 Avg (Jan–Jun) 80.0799

H2 Avg (Jul–Dec) 78.1409

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 4.4029 NGN (High: 82.7501 / Low: 78.3473). On the other end, August was the most stable month, with a tight range of 0.2676 NGN (High: 78.2145 / Low: 77.9469).

February Spread (Volatile) ±4.4029

August Spread (Stable) ±0.2676

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 4.0512 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -4.0512

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 84.1410) against the same month in 2025 (average: 83.6420), the exchange rate shifted by +0.4990 (+0.60%).

2026 Avg (January) 84.1410

2025 Avg (January) 83.6420

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	86.1178	81.7980	84.1410
February	82.7501	78.3473	80.0898
March	81.2780	77.7979	79.4195
April	80.0579	78.0989	78.8703
May	80.2329	79.3091	79.6131
June	79.3357	77.5677	78.3458
July	78.9682	77.2145	78.1706
August	78.2145	77.9469	78.1113