2012 MDL to SGD Historical Review

YEARLY HIGH

0.1113 SGD

YEARLY LOW

0.0986 SGD

YEARLY AVERAGE

0.1033 SGD

2012 MDL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MDL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.1113. Conversely, the yearly low was recorded on November 29, dropping to 0.0986.

This high-to-low spread represents a total annual volatility of 0.0127 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1086 to the December average rate of 0.1003, the exchange rate registered a net change of -7.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1113 was down 0.65% compared to the 2011 peak of 0.1120, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 556 SGD

2011 Average 537 SGD

Yearly Trough Low 493 SGD

Transaction Impact: A difference of 63.63 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1095

0.0983

JanuMarcMayJulySeptNove

MDL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1066, compared to 0.1001 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0065 points.

H1 Avg (Jan–Jun) 0.1066

H2 Avg (Jul–Dec) 0.1001

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0050 SGD (High: 0.1113 / Low: 0.1063). On the other end, November was the most stable month, with a tight range of 0.0011 SGD (High: 0.0997 / Low: 0.0986).

January Spread (Volatile) ±0.0050

November Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0039 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1086) against the same month in 2011 (average: 0.1057), the exchange rate shifted by +0.0029 (+2.72%).

2012 Avg (January) 0.1086

2011 Avg (January) 0.1057

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1113	0.1063	0.1086
February	0.1078	0.1042	0.1060
March	0.1071	0.1056	0.1063
April	0.1072	0.1058	0.1064
May	0.1076	0.1049	0.1064
June	0.1073	0.1038	0.1057
July	0.1039	0.0994	0.1018
August	0.1006	0.0989	0.1000
September	0.1006	0.0987	0.0994
October	0.1008	0.0990	0.1000
November	0.0997	0.0986	0.0992
December	0.1014	0.0988	0.1003