2015 MDL to SGD Historical Review

YEARLY HIGH

0.0853 SGD

YEARLY LOW

0.0696 SGD

YEARLY AVERAGE

0.0734 SGD

2015 MDL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MDL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.0853. Conversely, the yearly low was recorded on October 24, dropping to 0.0696.

This high-to-low spread represents a total annual volatility of 0.0158 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0805 to the December average rate of 0.0714, the exchange rate registered a net change of -11.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0853 was down 13.10% compared to the 2014 peak of 0.0982, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 427 SGD

2014 Average 453 SGD

Yearly Trough Low 348 SGD

Transaction Impact: A difference of 78.82 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0814

0.0695

JanuMarcMayJulySeptNove

MDL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0751, compared to 0.0717 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.0751

H2 Avg (Jul–Dec) 0.0717

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0101 SGD (High: 0.0853 / Low: 0.0753). On the other end, August was the most stable month, with a tight range of 0.0017 SGD (High: 0.0743 / Low: 0.0726).

January Spread (Volatile) ±0.0101

August Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0074 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0074

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0805) against the same month in 2014 (average: 0.0965), the exchange rate shifted by -0.0161 (-16.66%).

2015 Avg (January) 0.0805

2014 Avg (January) 0.0965

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0853	0.0753	0.0805
February	0.0751	0.0717	0.0730
March	0.0766	0.0733	0.0750
April	0.0776	0.0722	0.0750
May	0.0756	0.0734	0.0745
June	0.0747	0.0699	0.0728
July	0.0733	0.0708	0.0718
August	0.0743	0.0726	0.0736
September	0.0740	0.0704	0.0719
October	0.0714	0.0696	0.0705
November	0.0718	0.0699	0.0708
December	0.0724	0.0704	0.0714