2025 MDL to SGD Historical Review

YEARLY HIGH

0.0782 SGD

YEARLY LOW

0.0715 SGD

YEARLY AVERAGE

0.0755 SGD

2025 MDL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MDL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 2, valuing the pair at 0.0782. Conversely, the yearly low was recorded on February 20, dropping to 0.0715.

This high-to-low spread represents a total annual volatility of 0.0066 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0734 to the December average rate of 0.0766, the exchange rate registered a net change of 4.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0782 was up 1.07% compared to the 2024 peak of 0.0773, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 391 SGD

2024 Average 377 SGD

Yearly Trough Low 358 SGD

Transaction Impact: A difference of 33.15 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0780

0.0717

JanuMarcMayJulySeptNove

MDL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0743, compared to 0.0768 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 0.0743

H2 Avg (Jul–Dec) 0.0768

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0031 SGD (High: 0.0752 / Low: 0.0721). On the other end, December was the most stable month, with a tight range of 0.0012 SGD (High: 0.0773 / Low: 0.0761).

March Spread (Volatile) ±0.0031

December Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0012 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 0.0775) against the same month in 2024 (average: 0.0746), the exchange rate shifted by +0.0029 (+3.93%).

2025 Avg (September) 0.0775

2024 Avg (September) 0.0746

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0746	0.0724	0.0734
February	0.0733	0.0715	0.0722
March	0.0752	0.0721	0.0741
April	0.0772	0.0744	0.0758
May	0.0767	0.0743	0.0752
June	0.0760	0.0746	0.0751
July	0.0768	0.0756	0.0761
August	0.0778	0.0752	0.0768
September	0.0782	0.0768	0.0775
October	0.0776	0.0759	0.0769
November	0.0777	0.0760	0.0769
December	0.0773	0.0761	0.0766