2016 MDL to SGD Historical Review

YEARLY HIGH

0.0730 SGD

YEARLY LOW

0.0678 SGD

YEARLY AVERAGE

0.0694 SGD

2016 MDL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MDL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0730. Conversely, the yearly low was recorded on May 2, dropping to 0.0678.

This high-to-low spread represents a total annual volatility of 0.0052 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0704 to the December average rate of 0.0714, the exchange rate registered a net change of 1.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0730 was down 14.48% compared to the 2015 peak of 0.0853, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 365 SGD

2015 Average 367 SGD

Yearly Trough Low 339 SGD

Transaction Impact: A difference of 25.95 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0717

0.0680

JanuMarcMayJulySeptNove

MDL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0694, compared to 0.0695 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0694

H2 Avg (Jul–Dec) 0.0695

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0027 SGD (High: 0.0730 / Low: 0.0703). On the other end, September was the most stable month, with a tight range of 0.0010 SGD (High: 0.0693 / Low: 0.0683).

December Spread (Volatile) ±0.0027

September Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0007 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0714) against the same month in 2015 (average: 0.0714), the exchange rate shifted by +0.0000 (+0.01%).

2016 Avg (December) 0.0714

2015 Avg (December) 0.0714

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0719	0.0694	0.0704
February	0.0703	0.0693	0.0700
March	0.0701	0.0686	0.0694
April	0.0693	0.0681	0.0688
May	0.0699	0.0678	0.0692
June	0.0694	0.0679	0.0685
July	0.0688	0.0678	0.0683
August	0.0691	0.0679	0.0684
September	0.0693	0.0683	0.0689
October	0.0704	0.0692	0.0697
November	0.0710	0.0693	0.0704
December	0.0730	0.0703	0.0714