2014 MDL to SGD Historical Review

YEARLY HIGH

0.0982 SGD

YEARLY LOW

0.0839 SGD

YEARLY AVERAGE

0.0906 SGD

2014 MDL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MDL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.0982. Conversely, the yearly low was recorded on December 18, dropping to 0.0839.

This high-to-low spread represents a total annual volatility of 0.0143 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0965 to the December average rate of 0.0853, the exchange rate registered a net change of -11.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0982 was down 6.68% compared to the 2013 peak of 0.1052, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 491 SGD

2013 Average 499 SGD

Yearly Trough Low 420 SGD

Transaction Impact: A difference of 71.32 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0977

0.0842

JanuMarcMayJulySeptNove

MDL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0934, compared to 0.0878 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0056 points.

H1 Avg (Jan–Jun) 0.0934

H2 Avg (Jul–Dec) 0.0878

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0035 SGD (High: 0.0874 / Low: 0.0839). On the other end, October was the most stable month, with a tight range of 0.0014 SGD (High: 0.0878 / Low: 0.0864).

December Spread (Volatile) ±0.0035

October Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0027 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.0965) against the same month in 2013 (average: 0.1013), the exchange rate shifted by -0.0047 (-4.67%).

2014 Avg (January) 0.0965

2013 Avg (January) 0.1013

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0982	0.0949	0.0965
February	0.0948	0.0926	0.0938
March	0.0959	0.0929	0.0943
April	0.0945	0.0929	0.0937
May	0.0935	0.0907	0.0922
June	0.0908	0.0890	0.0899
July	0.0900	0.0884	0.0890
August	0.0913	0.0890	0.0903
September	0.0892	0.0877	0.0883
October	0.0878	0.0864	0.0870
November	0.0876	0.0859	0.0867
December	0.0874	0.0839	0.0853