2020 MDL to SGD Historical Review

YEARLY HIGH

0.0837 SGD

YEARLY LOW

0.0766 SGD

YEARLY AVERAGE

0.0800 SGD

2020 MDL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 0.0837. Conversely, the yearly low was recorded on January 23, dropping to 0.0766.

This high-to-low spread represents a total annual volatility of 0.0071 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0778 to the December average rate of 0.0775, the exchange rate registered a net change of -0.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0837 was up 4.50% compared to the 2019 peak of 0.0801, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 418 SGD

2019 Average 389 SGD

Yearly Trough Low 383 SGD

Transaction Impact: A difference of 35.60 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0833

0.0769

JanuMarcMayJulySeptNove

MDL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0795, compared to 0.0806 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0795

H2 Avg (Jul–Dec) 0.0806

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0039 SGD (High: 0.0807 / Low: 0.0768). On the other end, December was the most stable month, with a tight range of 0.0011 SGD (High: 0.0781 / Low: 0.0770).

April Spread (Volatile) ±0.0039

December Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0018 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.0828) against the same month in 2019 (average: 0.0786), the exchange rate shifted by +0.0042 (+5.33%).

2020 Avg (August) 0.0828

2019 Avg (August) 0.0786

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0790	0.0766	0.0778
February	0.0801	0.0782	0.0791
March	0.0817	0.0783	0.0802
April	0.0807	0.0768	0.0785
May	0.0811	0.0790	0.0802
June	0.0819	0.0804	0.0812
July	0.0831	0.0808	0.0819
August	0.0837	0.0817	0.0828
September	0.0829	0.0810	0.0822
October	0.0813	0.0797	0.0804
November	0.0803	0.0776	0.0787
December	0.0781	0.0770	0.0775