2021 MDL to SGD Historical Review

YEARLY HIGH

0.0784 SGD

YEARLY LOW

0.0741 SGD

YEARLY AVERAGE

0.0762 SGD

2021 MDL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MDL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 12, valuing the pair at 0.0784. Conversely, the yearly low was recorded on April 19, dropping to 0.0741.

This high-to-low spread represents a total annual volatility of 0.0043 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0769 to the December average rate of 0.0769, the exchange rate registered a net change of -0.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0784 was down 6.31% compared to the 2020 peak of 0.0837, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 392 SGD

2020 Average 400 SGD

Yearly Trough Low 370 SGD

Transaction Impact: A difference of 21.71 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0779

0.0743

JanuMarcMayJulySeptNove

MDL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0756, compared to 0.0767 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0756

H2 Avg (Jul–Dec) 0.0767

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0024 SGD (High: 0.0771 / Low: 0.0747). On the other end, November was the most stable month, with a tight range of 0.0007 SGD (High: 0.0774 / Low: 0.0767).

March Spread (Volatile) ±0.0024

November Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 0.0776) against the same month in 2020 (average: 0.0804), the exchange rate shifted by -0.0028 (-3.46%).

2021 Avg (October) 0.0776

2020 Avg (October) 0.0804

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0775	0.0758	0.0769
February	0.0772	0.0754	0.0763
March	0.0771	0.0747	0.0759
April	0.0751	0.0741	0.0746
May	0.0756	0.0744	0.0751
June	0.0757	0.0744	0.0751
July	0.0761	0.0746	0.0753
August	0.0777	0.0756	0.0767
September	0.0774	0.0760	0.0766
October	0.0784	0.0768	0.0776
November	0.0774	0.0767	0.0771
December	0.0777	0.0760	0.0769