2019 MDL to SGD Historical Review

YEARLY HIGH

0.0801 SGD

YEARLY LOW

0.0745 SGD

YEARLY AVERAGE

0.0779 SGD

2019 MDL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MDL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 15, valuing the pair at 0.0801. Conversely, the yearly low was recorded on June 23, dropping to 0.0745.

This high-to-low spread represents a total annual volatility of 0.0056 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0792 to the December average rate of 0.0786, the exchange rate registered a net change of -0.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0801 was down 3.80% compared to the 2018 peak of 0.0832, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 400 SGD

2018 Average 402 SGD

Yearly Trough Low 372 SGD

Transaction Impact: A difference of 27.90 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0796

0.0747

JanuMarcMayJulySeptNove

MDL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0776, compared to 0.0781 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0776

H2 Avg (Jul–Dec) 0.0781

Volatility Range Comparison

Volatility

The most volatile month in 2019 was July, with a trading range of 0.0028 SGD (High: 0.0780 / Low: 0.0752). On the other end, December was the most stable month, with a tight range of 0.0008 SGD (High: 0.0789 / Low: 0.0782).

July Spread (Volatile) ±0.0028

December Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0020 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.0786) against the same month in 2018 (average: 0.0823), the exchange rate shifted by -0.0037 (-4.52%).

2019 Avg (August) 0.0786

2018 Avg (August) 0.0823

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0798	0.0784	0.0792
February	0.0796	0.0784	0.0792
March	0.0798	0.0780	0.0789
April	0.0783	0.0757	0.0768
May	0.0771	0.0754	0.0764
June	0.0758	0.0745	0.0752
July	0.0780	0.0752	0.0769
August	0.0801	0.0772	0.0786
September	0.0785	0.0773	0.0780
October	0.0790	0.0778	0.0785
November	0.0787	0.0776	0.0782
December	0.0789	0.0782	0.0786