YEARLY HIGH
3.3013 HNL
YEARLY LOW
3.1670 HNL
YEARLY AVERAGE
3.2404 HNL

2025 MOP to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MOP to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 3.3013. Conversely, the yearly low was recorded on February 2, dropping to 3.1670.

This high-to-low spread represents a total annual volatility of 0.1343 HNL. From a start-to-finish perspective, comparing the January average rate of 3.1764 to the December average rate of 3.2834, the exchange rate registered a net change of 3.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.3013 was up 3.86% compared to the 2024 peak of 3.1785, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 16,506 HNL
2024 Average 15,469 HNL
Yearly Trough Low 15,835 HNL
Transaction Impact: A difference of 671.33 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.2945
3.1657
JanuMarcMayJulySeptNove

MOP to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2109, compared to 3.2699 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0589 points.

H1 Avg (Jan–Jun) 3.2109
H2 Avg (Jul–Dec) 3.2699

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0529 HNL (High: 3.2449 / Low: 3.1920). On the other end, November was the most stable month, with a tight range of 0.0188 HNL (High: 3.2922 / Low: 3.2734).

April Spread (Volatile) ±0.0529
November Spread (Stable) ±0.0188

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0065 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 3.2834) against the same month in 2024 (average: 3.1672), the exchange rate shifted by +0.1162 (+3.67%).

2025 Avg (December) 3.2834
2024 Avg (December) 3.1672

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.1915 3.1698 3.1764
February 3.2183 3.1670 3.1949
March 3.2179 3.1925 3.2042
April 3.2449 3.1920 3.2262
May 3.2513 3.2249 3.2352
June 3.2400 3.2184 3.2288
July 3.2605 3.2240 3.2489
August 3.2898 3.2386 3.2598
September 3.2798 3.2546 3.2675
October 3.2926 3.2618 3.2759
November 3.2922 3.2734 3.2838
December 3.3013 3.2665 3.2834