2026 MOP to HNL Historical Review

YEARLY HIGH

3.3365 HNL

YEARLY LOW

3.2593 HNL

YEARLY AVERAGE

3.3002 HNL

2026 MOP to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MOP to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 3.3365. Conversely, the yearly low was recorded on January 24, dropping to 3.2593.

This high-to-low spread represents a total annual volatility of 0.0773 HNL. From a start-to-finish perspective, comparing the January average rate of 3.2892 to the December average rate of 3.3192, the exchange rate registered a net change of 0.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.3365 was up 1.07% compared to the 2025 peak of 3.3013, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 16,683 HNL

2025 Average 16,203 HNL

Yearly Trough Low 16,296 HNL

Transaction Impact: A difference of 386.26 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.3224

3.2848

JanuMarcMayJuly

MOP to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2944, compared to 3.3176 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0231 points.

H1 Avg (Jan–Jun) 3.2944

H2 Avg (Jul–Dec) 3.3176

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0417 HNL (High: 3.3010 / Low: 3.2593). On the other end, August was the most stable month, with a tight range of 0.0063 HNL (High: 3.3230 / Low: 3.3168).

January Spread (Volatile) ±0.0417

August Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0021 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 3.3159) against the same month in 2025 (average: 3.2489), the exchange rate shifted by +0.0670 (+2.06%).

2026 Avg (July) 3.3159

2025 Avg (July) 3.2489

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.3010	3.2593	3.2892
February	3.2970	3.2787	3.2879
March	3.3000	3.2683	3.2896
April	3.3035	3.2904	3.2968
May	3.2983	3.2917	3.2947
June	3.3146	3.2923	3.3083
July	3.3365	3.2962	3.3159
August	3.3230	3.3168	3.3192