2020 NPR to DJF Historical Review

YEARLY HIGH

1.5741 DJF

YEARLY LOW

1.4469 DJF

YEARLY AVERAGE

1.5029 DJF

2020 NPR to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 1.5741. Conversely, the yearly low was recorded on April 21, dropping to 1.4469.

This high-to-low spread represents a total annual volatility of 0.1272 DJF. From a start-to-finish perspective, comparing the January average rate of 1.5620 to the December average rate of 1.5113, the exchange rate registered a net change of -3.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.5741 was down 3.35% compared to the 2019 peak of 1.6287, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 7,870 DJF

2019 Average 7,905 DJF

Yearly Trough Low 7,235 DJF

Transaction Impact: A difference of 635.78 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.5721

1.4514

JanuMarcMayJulySeptNove

NPR to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5031, compared to 1.5027 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 1.5031

H2 Avg (Jul–Dec) 1.5027

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0830 DJF (High: 1.5408 / Low: 1.4577). On the other end, November was the most stable month, with a tight range of 0.0165 DJF (High: 1.5069 / Low: 1.4904).

March Spread (Volatile) ±0.0830

November Spread (Stable) ±0.0165

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0598 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0598

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.5620) against the same month in 2019 (average: 1.5671), the exchange rate shifted by -0.0051 (-0.32%).

2020 Avg (January) 1.5620

2019 Avg (January) 1.5671

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5741	1.5489	1.5620
February	1.5645	1.5408	1.5571
March	1.5408	1.4577	1.4973
April	1.4762	1.4469	1.4614
May	1.4923	1.4636	1.4718
June	1.4804	1.4616	1.4692
July	1.4927	1.4725	1.4849
August	1.5179	1.4819	1.4922
September	1.5310	1.5081	1.5159
October	1.5221	1.4929	1.5131
November	1.5069	1.4904	1.4987
December	1.5228	1.5030	1.5113