2012 NZD to GMD Historical Review

YEARLY HIGH

28.1155 GMD

YEARLY LOW

22.2177 GMD

YEARLY AVERAGE

25.2040 GMD

2012 NZD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 1, valuing the pair at 28.1155. Conversely, the yearly low was recorded on January 1, dropping to 22.2177.

This high-to-low spread represents a total annual volatility of 5.8978 GMD. From a start-to-finish perspective, comparing the January average rate of 23.7153 to the December average rate of 25.7567, the exchange rate registered a net change of 8.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 28.1155 was up 12.61% compared to the 2011 peak of 24.9675, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 140,578 GMD

2011 Average 111,553 GMD

Yearly Trough Low 111,088 GMD

Transaction Impact: A difference of 29,489.20 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

27.8317

23.1158

JanuMarcMayJulySeptNove

NZD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.3150, compared to 26.0931 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7780 points.

H1 Avg (Jan–Jun) 24.3150

H2 Avg (Jul–Dec) 26.0931

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 3.8953 GMD (High: 28.1155 / Low: 24.2203). On the other end, April was the most stable month, with a tight range of 1.0207 GMD (High: 24.6424 / Low: 23.6217).

November Spread (Volatile) ±3.8953

April Spread (Stable) ±1.0207

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.0855 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -2.0855

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 25.3532) against the same month in 2011 (average: 22.4965), the exchange rate shifted by +2.8567 (+12.70%).

2012 Avg (November) 25.3532

2011 Avg (November) 22.4965

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	24.9569	22.2177	23.7153
February	25.9332	24.6272	25.3132
March	25.5693	24.4934	25.0369
April	24.6424	23.6217	24.2239
May	24.5733	22.9240	23.5088
June	25.1448	22.7516	24.0920
July	25.7642	24.7035	25.1359
August	26.9054	25.3992	25.8066
September	27.4331	26.1677	27.0672
October	28.0772	26.8431	27.4387
November	28.1155	24.2203	25.3532
December	26.8872	24.8349	25.7567