2019 NZD to GMD Historical Review

YEARLY HIGH

34.5428 GMD

YEARLY LOW

31.4588 GMD

YEARLY AVERAGE

33.0173 GMD

2019 NZD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NZD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 34.5428. Conversely, the yearly low was recorded on September 25, dropping to 31.4588.

This high-to-low spread represents a total annual volatility of 3.0840 GMD. From a start-to-finish perspective, comparing the January average rate of 33.5670 to the December average rate of 33.8828, the exchange rate registered a net change of 0.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 34.5428 was down 3.61% compared to the 2018 peak of 35.8376, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 172,714 GMD

2018 Average 166,379 GMD

Yearly Trough Low 157,294 GMD

Transaction Impact: A difference of 15,420.19 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

34.1104

31.7335

JanuMarcMayJulySeptNove

NZD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 33.3213, compared to 32.7134 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6080 points.

H1 Avg (Jan–Jun) 33.3213

H2 Avg (Jul–Dec) 32.7134

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 1.6244 GMD (High: 34.5428 / Low: 32.9185). On the other end, November was the most stable month, with a tight range of 0.5865 GMD (High: 32.9961 / Low: 32.4096).

December Spread (Volatile) ±1.6244

November Spread (Stable) ±0.5865

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.0236 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.0236

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 33.8828) against the same month in 2018 (average: 33.6626), the exchange rate shifted by +0.2202 (+0.65%).

2019 Avg (December) 33.8828

2018 Avg (December) 33.6626

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	34.2232	32.7571	33.5670
February	34.1787	33.3794	33.8595
March	34.3526	33.5038	33.9123
April	33.7664	32.7060	33.2814
May	33.0155	32.2125	32.5760
June	33.4083	32.2353	32.7317
July	33.8291	32.7260	33.2888
August	32.8195	31.8640	32.2652
September	32.4304	31.4588	31.9316
October	32.8376	31.5284	32.1718
November	32.9961	32.4096	32.7399
December	34.5428	32.9185	33.8828