2022 NZD to GMD Historical Review

YEARLY HIGH

40.0427 GMD

YEARLY LOW

30.9848 GMD

YEARLY AVERAGE

35.1848 GMD

2022 NZD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 40.0427. Conversely, the yearly low was recorded on October 10, dropping to 30.9848.

This high-to-low spread represents a total annual volatility of 9.0580 GMD. From a start-to-finish perspective, comparing the January average rate of 35.5911 to the December average rate of 39.4403, the exchange rate registered a net change of 10.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 40.0427 was up 4.97% compared to the 2021 peak of 38.1454, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 200,214 GMD

2021 Average 182,148 GMD

Yearly Trough Low 154,924 GMD

Transaction Impact: A difference of 45,289.76 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

40.1577

31.5497

JanuMarcMayJulySeptNove

NZD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.5344, compared to 34.8353 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6991 points.

H1 Avg (Jan–Jun) 35.5344

H2 Avg (Jul–Dec) 34.8353

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 5.3428 GMD (High: 39.1444 / Low: 33.8017). On the other end, July was the most stable month, with a tight range of 0.9054 GMD (High: 33.9265 / Low: 33.0211).

November Spread (Volatile) ±5.3428

July Spread (Stable) ±0.9054

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.8425 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.8425

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 39.4403) against the same month in 2021 (average: 35.6420), the exchange rate shifted by +3.7984 (+10.66%).

2022 Avg (December) 39.4403

2021 Avg (December) 35.6420

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.3237	34.4229	35.5911
February	36.1571	35.0722	35.4627
March	38.0981	35.8968	36.7948
April	37.3695	34.9224	36.4124
May	35.4873	33.4693	34.5699
June	35.4851	33.6597	34.3754
July	33.9265	33.0211	33.5359
August	34.9514	33.1667	33.9975
September	33.6729	31.0129	32.5615
October	34.1228	30.9848	32.2670
November	39.1444	33.8017	37.2097
December	40.0427	38.7083	39.4403