YEARLY HIGH
43.8111 GMD
YEARLY LOW
39.6385 GMD
YEARLY AVERAGE
41.9957 GMD

2025 NZD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 43.8111. Conversely, the yearly low was recorded on January 17, dropping to 39.6385.

This high-to-low spread represents a total annual volatility of 4.1725 GMD. From a start-to-finish perspective, comparing the January average rate of 40.4904 to the December average rate of 42.5331, the exchange rate registered a net change of 5.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 43.8111 was down 1.36% compared to the 2024 peak of 44.4136, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 219,055 GMD
2024 Average 208,099 GMD
Yearly Trough Low 198,193 GMD
Transaction Impact: A difference of 20,862.59 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

43.2526
40.2393
JanuMarcMayJulySeptNove

NZD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.6717, compared to 42.3197 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6480 points.

H1 Avg (Jan–Jun) 41.6717
H2 Avg (Jul–Dec) 42.3197

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 3.2800 GMD (High: 43.1042 / Low: 39.8242). On the other end, November was the most stable month, with a tight range of 0.8508 GMD (High: 41.8188 / Low: 40.9680).

April Spread (Volatile) ±3.2800
November Spread (Stable) ±0.8508

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.8743 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.8743

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 42.9815) against the same month in 2024 (average: 41.5658), the exchange rate shifted by +1.4157 (+3.41%).

2025 Avg (June) 42.9815
2024 Avg (June) 41.5658

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 41.4187 39.6385 40.4904
February 41.5045 39.9971 40.8113
March 41.9328 39.9971 40.9682
April 43.1042 39.8242 41.9488
May 43.4141 41.9797 42.8297
June 43.8111 42.2893 42.9815
July 43.5384 42.4950 43.0015
August 43.3546 41.8171 42.6319
September 43.4276 41.5968 42.6256
October 43.0755 41.1256 41.7513
November 41.8188 40.9680 41.3746
December 43.5296 41.6223 42.5331