YEARLY HIGH
44.4136 GMD
YEARLY LOW
39.8297 GMD
YEARLY AVERAGE
41.6211 GMD

2024 NZD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the NZD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 44.4136. Conversely, the yearly low was recorded on July 29, dropping to 39.8297.

This high-to-low spread represents a total annual volatility of 4.5839 GMD. From a start-to-finish perspective, comparing the January average rate of 41.5486 to the December average rate of 41.2061, the exchange rate registered a net change of -0.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 44.4136 was up 3.85% compared to the 2023 peak of 42.7687, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 222,068 GMD
2023 Average 191,275 GMD
Yearly Trough Low 199,148 GMD
Transaction Impact: A difference of 22,919.51 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

43.6017
40.1327
JanuMarcMayJulySeptNove

NZD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.2291, compared to 42.0132 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7840 points.

H1 Avg (Jan–Jun) 41.2291
H2 Avg (Jul–Dec) 42.0132

Volatility Range Comparison

Volatility

The most volatile month in 2024 was August, with a trading range of 3.3970 GMD (High: 44.3537 / Low: 40.9567). On the other end, June was the most stable month, with a tight range of 0.8024 GMD (High: 41.9964 / Low: 41.1940).

August Spread (Volatile) ±3.3970
June Spread (Stable) ±0.8024

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.2173 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.2173

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 43.3126) against the same month in 2023 (average: 36.6491), the exchange rate shifted by +6.6635 (+18.18%).

2024 Avg (September) 43.3126
2023 Avg (September) 36.6491

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 42.5181 40.9194 41.5486
February 41.8902 40.7954 41.4275
March 41.9809 40.5159 41.2711
April 41.1834 39.8347 40.4218
May 41.6896 40.1967 41.1400
June 41.9964 41.1940 41.5658
July 41.6053 39.8297 40.9212
August 44.3537 40.9567 42.5089
September 44.4136 42.4155 43.3126
October 43.8090 41.3815 42.0954
November 43.0544 41.2517 42.0348
December 42.1787 40.2688 41.2061