2016 NZD to GMD Historical Review

YEARLY HIGH

31.8197 GMD

YEARLY LOW

25.2307 GMD

YEARLY AVERAGE

29.2934 GMD

2016 NZD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NZD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 31.8197. Conversely, the yearly low was recorded on January 27, dropping to 25.2307.

This high-to-low spread represents a total annual volatility of 6.5890 GMD. From a start-to-finish perspective, comparing the January average rate of 25.8561 to the December average rate of 30.0780, the exchange rate registered a net change of 16.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 31.8197 was down 6.58% compared to the 2015 peak of 34.0625, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 159,099 GMD

2015 Average 144,578 GMD

Yearly Trough Low 126,153 GMD

Transaction Impact: A difference of 32,945.21 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

31.6498

25.3294

JanuMarcMayJulySeptNove

NZD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.9943, compared to 30.5924 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.5981 points.

H1 Avg (Jan–Jun) 27.9943

H2 Avg (Jul–Dec) 30.5924

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 3.5713 GMD (High: 29.5777 / Low: 26.0064). On the other end, February was the most stable month, with a tight range of 0.8670 GMD (High: 26.6081 / Low: 25.7411).

March Spread (Volatile) ±3.5713

February Spread (Stable) ±0.8670

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.5709 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.5709

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2016: 31.1231) against the same month in 2015 (average: 24.9642), the exchange rate shifted by +6.1589 (+24.67%).

2016 Avg (September) 31.1231

2015 Avg (September) 24.9642

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.0748	25.2307	25.8561
February	26.6081	25.7411	26.1918
March	29.5777	26.0064	27.4079
April	29.8628	28.9274	29.3888
May	30.0656	28.5614	29.0523
June	31.0038	29.0058	30.0691
July	31.1656	29.7955	30.4772
August	31.2576	30.3138	30.8205
September	31.8197	30.8380	31.1231
October	31.1202	29.9700	30.5523
November	31.4094	29.8014	30.5034
December	30.8890	29.3854	30.0780