2020 NZD to GMD Historical Review

YEARLY HIGH

37.3521 GMD

YEARLY LOW

28.6302 GMD

YEARLY AVERAGE

33.4924 GMD

2020 NZD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 37.3521. Conversely, the yearly low was recorded on March 22, dropping to 28.6302.

This high-to-low spread represents a total annual volatility of 8.7219 GMD. From a start-to-finish perspective, comparing the January average rate of 33.8404 to the December average rate of 36.7293, the exchange rate registered a net change of 8.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 37.3521 was up 8.13% compared to the 2019 peak of 34.5428, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 186,760 GMD

2019 Average 165,071 GMD

Yearly Trough Low 143,151 GMD

Transaction Impact: A difference of 43,609.25 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

37.3375

30.0390

JanuMarcMayJulySeptNove

NZD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.0690, compared to 34.9159 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.8469 points.

H1 Avg (Jan–Jun) 32.0690

H2 Avg (Jul–Dec) 34.9159

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.7542 GMD (High: 32.3844 / Low: 28.6302). On the other end, October was the most stable month, with a tight range of 0.6507 GMD (High: 34.6978 / Low: 34.0471).

March Spread (Volatile) ±3.7542

October Spread (Stable) ±0.6507

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.8274 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -1.8274

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 36.7293) against the same month in 2019 (average: 33.8828), the exchange rate shifted by +2.8465 (+8.40%).

2020 Avg (December) 36.7293

2019 Avg (December) 33.8828

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	34.5198	33.0290	33.8404
February	33.2086	31.8907	32.6144
March	32.3844	28.6302	30.7870
April	31.3260	29.8221	30.6472
May	31.9263	30.5606	31.2620
June	33.8511	32.3495	33.2630
July	34.6884	33.4291	34.0935
August	34.9317	33.8090	34.2249
September	35.0568	33.8314	34.5138
October	34.6978	34.0471	34.3586
November	36.4065	34.1425	35.5751
December	37.3521	36.3305	36.7293