2015 NZD to GMD Historical Review

YEARLY HIGH

34.0625 GMD

YEARLY LOW

24.4798 GMD

YEARLY AVERAGE

28.9346 GMD

2015 NZD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NZD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 34.0625. Conversely, the yearly low was recorded on September 23, dropping to 24.4798.

This high-to-low spread represents a total annual volatility of 9.5826 GMD. From a start-to-finish perspective, comparing the January average rate of 32.7950 to the December average rate of 26.7050, the exchange rate registered a net change of -18.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 34.0625 was down 2.95% compared to the 2014 peak of 35.0961, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 170,312 GMD

2014 Average 165,526 GMD

Yearly Trough Low 122,399 GMD

Transaction Impact: A difference of 47,913.12 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

33.5781

24.1812

JanuMarcMayJulySeptNove

NZD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.8654, compared to 26.0038 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.8617 points.

H1 Avg (Jan–Jun) 31.8654

H2 Avg (Jul–Dec) 26.0038

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 4.0179 GMD (High: 30.8468 / Low: 26.8289). On the other end, December was the most stable month, with a tight range of 1.0157 GMD (High: 27.1775 / Low: 26.1618).

June Spread (Volatile) ±4.0179

December Spread (Stable) ±1.0157

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 3.3735 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -3.3735

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 32.7950) against the same month in 2014 (average: 31.4903), the exchange rate shifted by +1.3047 (+4.14%).

2015 Avg (January) 32.7950

2014 Avg (January) 31.4903

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	34.0625	31.0975	32.7950
February	32.5956	31.1137	32.1321
March	33.0556	31.3066	32.1403
April	33.2765	32.0743	32.6625
May	32.4078	30.5703	31.7572
June	30.8468	26.8289	29.7056
July	26.7663	25.7366	26.3321
August	26.5344	25.4140	26.0464
September	25.8642	24.4798	24.9642
October	27.0619	24.9933	26.1952
November	26.5074	25.4467	25.7796
December	27.1775	26.1618	26.7050