YEARLY HIGH
5.7195 SCR
YEARLY LOW
4.9402 SCR
YEARLY AVERAGE
5.2021 SCR

2012 PEN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 18, valuing the pair at 5.7195. Conversely, the yearly low was recorded on January 1, dropping to 4.9402.

This high-to-low spread represents a total annual volatility of 0.7793 SCR. From a start-to-finish perspective, comparing the January average rate of 5.1538 to the December average rate of 5.1003, the exchange rate registered a net change of -1.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.7195 was up 11.45% compared to the 2011 peak of 5.1320, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 28,597 SCR
2011 Average 22,608 SCR
Yearly Trough Low 24,701 SCR
Transaction Impact: A difference of 3,896.29 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.5674
4.9470
JanuMarcMayJulySeptNove

PEN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2714, compared to 5.1329 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1385 points.

H1 Avg (Jan–Jun) 5.2714
H2 Avg (Jul–Dec) 5.1329

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.4017 SCR (High: 5.7195 / Low: 5.3178). On the other end, November was the most stable month, with a tight range of 0.0963 SCR (High: 5.0975 / Low: 5.0013).

July Spread (Volatile) ±0.4017
November Spread (Stable) ±0.0963

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.4470 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.4470

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 5.5157) against the same month in 2011 (average: 4.4596), the exchange rate shifted by +1.0561 (+23.68%).

2012 Avg (July) 5.5157
2011 Avg (July) 4.4596

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2759 4.9402 5.1538
February 5.3325 5.1404 5.2192
March 5.3453 5.1065 5.2750
April 5.4038 5.1961 5.2774
May 5.4375 5.2163 5.3010
June 5.5305 5.2818 5.4021
July 5.7195 5.3178 5.5157
August 5.3485 4.9592 5.0687
September 5.0497 4.9415 4.9987
October 5.1121 5.0124 5.0605
November 5.0975 5.0013 5.0533
December 5.1570 5.0584 5.1003