YEARLY HIGH
4.5061 SCR
YEARLY LOW
3.8526 SCR
YEARLY AVERAGE
4.0798 SCR

2026 PEN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 4.5061. Conversely, the yearly low was recorded on June 10, dropping to 3.8526.

This high-to-low spread represents a total annual volatility of 0.6535 SCR. From a start-to-finish perspective, comparing the January average rate of 4.1915 to the December average rate of 4.0404, the exchange rate registered a net change of -3.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.5061 was down 0.45% compared to the 2025 peak of 4.5264, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 22,530 SCR
2025 Average 20,071 SCR
Yearly Trough Low 19,263 SCR
Transaction Impact: A difference of 3,267.26 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.2116
3.9701
JanuMarcMayJuly

PEN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.0978, compared to 4.0256 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0722 points.

H1 Avg (Jan–Jun) 4.0978
H2 Avg (Jul–Dec) 4.0256

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.5874 SCR (High: 4.5061 / Low: 3.9187). On the other end, May was the most stable month, with a tight range of 0.1054 SCR (High: 4.0234 / Low: 3.9181).

April Spread (Volatile) ±0.5874
May Spread (Stable) ±0.1054

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1667 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1667

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 4.1570) against the same month in 2025 (average: 3.8661), the exchange rate shifted by +0.2909 (+7.52%).

2026 Avg (April) 4.1570
2025 Avg (April) 3.8661

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4913 3.9724 4.1915
February 4.4939 3.9110 4.1184
March 4.4276 3.8688 4.1154
April 4.5061 3.9187 4.1570
May 4.0234 3.9181 3.9902
June 4.1334 3.8526 4.0146
July 4.2888 3.9113 4.0109
August 4.1616 3.9808 4.0404