YEARLY HIGH
5.9810 SCR
YEARLY LOW
3.1154 SCR
YEARLY AVERAGE
4.2078 SCR

2021 PEN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 5.9810. Conversely, the yearly low was recorded on September 18, dropping to 3.1154.

This high-to-low spread represents a total annual volatility of 2.8655 SCR. From a start-to-finish perspective, comparing the January average rate of 5.8528 to the December average rate of 3.3319, the exchange rate registered a net change of -43.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.9810 was up 0.95% compared to the 2020 peak of 5.9249, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 29,905 SCR
2020 Average 24,507 SCR
Yearly Trough Low 15,577 SCR
Transaction Impact: A difference of 14,327.70 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

6.1185
2.9303
JanuMarcMayJulySeptNove

PEN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0059, compared to 3.4097 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5961 points.

H1 Avg (Jan–Jun) 5.0059
H2 Avg (Jul–Dec) 3.4097

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.8515 SCR (High: 5.5570 / Low: 3.7056). On the other end, January was the most stable month, with a tight range of 0.1687 SCR (High: 5.9810 / Low: 5.8123).

April Spread (Volatile) ±1.8515
January Spread (Stable) ±0.1687

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.2135 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.2135

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 5.8528) against the same month in 2020 (average: 4.1085), the exchange rate shifted by +1.7443 (+42.46%).

2021 Avg (January) 5.8528
2020 Avg (January) 4.1085

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.9810 5.8123 5.8528
February 5.8796 5.6957 5.8072
March 5.7984 5.4664 5.7101
April 5.5570 3.7056 4.4966
May 4.4496 3.8686 4.1837
June 4.3150 3.6943 3.9847
July 4.1380 3.4007 3.7577
August 3.7337 3.1293 3.3692
September 3.4222 3.1154 3.1960
October 3.7513 3.1231 3.4423
November 3.7100 3.1739 3.3611
December 3.7163 3.1281 3.3319