YEARLY HIGH
4.3071 SCR
YEARLY LOW
3.6512 SCR
YEARLY AVERAGE
3.9338 SCR

2016 PEN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PEN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 4.3071. Conversely, the yearly low was recorded on February 20, dropping to 3.6512.

This high-to-low spread represents a total annual volatility of 0.6559 SCR. From a start-to-finish perspective, comparing the January average rate of 3.8074 to the December average rate of 3.9417, the exchange rate registered a net change of 3.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 4.3071 was down 9.29% compared to the 2015 peak of 4.7483, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 21,535 SCR
2015 Average 20,947 SCR
Yearly Trough Low 18,256 SCR
Transaction Impact: A difference of 3,279.65 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

4.0967
3.7811
JanuMarcMayJulySeptNove

PEN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9251, compared to 3.9425 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0174 points.

H1 Avg (Jan–Jun) 3.9251
H2 Avg (Jul–Dec) 3.9425

Volatility Range Comparison

Volatility

The most volatile month in 2016 was February, with a trading range of 0.4355 SCR (High: 4.0867 / Low: 3.6512). On the other end, September was the most stable month, with a tight range of 0.1012 SCR (High: 3.9712 / Low: 3.8700).

February Spread (Volatile) ±0.4355
September Spread (Stable) ±0.1012

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0697 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0697

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 4.0704) against the same month in 2015 (average: 4.3531), the exchange rate shifted by -0.2827 (-6.49%).

2016 Avg (April) 4.0704
2015 Avg (April) 4.3531

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9361 3.7258 3.8074
February 4.0867 3.6512 3.8214
March 4.0821 3.7720 3.9044
April 4.3071 3.9122 4.0704
May 4.1560 3.8814 4.0007
June 4.0744 3.8266 3.9462
July 4.1032 3.8732 3.9829
August 4.0756 3.8852 3.9722
September 3.9712 3.8700 3.9215
October 3.9856 3.8348 3.9136
November 3.9776 3.8554 3.9228
December 4.0111 3.8745 3.9417