YEARLY HIGH
3.9644 SCR
YEARLY LOW
3.2215 SCR
YEARLY AVERAGE
3.5412 SCR

2022 PEN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PEN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 4, valuing the pair at 3.9644. Conversely, the yearly low was recorded on November 2, dropping to 3.2215.

This high-to-low spread represents a total annual volatility of 0.7430 SCR. From a start-to-finish perspective, comparing the January average rate of 3.5374 to the December average rate of 3.4941, the exchange rate registered a net change of -1.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.9644 was down 33.72% compared to the 2021 peak of 5.9810, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 19,822 SCR
2021 Average 20,998 SCR
Yearly Trough Low 16,107 SCR
Transaction Impact: A difference of 3,714.78 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.9029
3.3098
JanuMarcMayJulySeptNove

PEN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6501, compared to 3.4322 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2179 points.

H1 Avg (Jan–Jun) 3.6501
H2 Avg (Jul–Dec) 3.4322

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 0.5309 SCR (High: 3.9644 / Low: 3.4336). On the other end, March was the most stable month, with a tight range of 0.0927 SCR (High: 3.8933 / Low: 3.8007).

April Spread (Volatile) ±0.5309
March Spread (Stable) ±0.0927

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2997 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2997

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 3.8073) against the same month in 2021 (average: 4.4966), the exchange rate shifted by -0.6893 (-15.33%).

2022 Avg (April) 3.8073
2021 Avg (April) 4.4966

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8480 3.3406 3.5374
February 3.8785 3.3601 3.6145
March 3.8933 3.8007 3.8535
April 3.9644 3.4336 3.8073
May 3.6917 3.3727 3.5076
June 3.8679 3.3954 3.5805
July 3.6606 3.2298 3.4042
August 3.5797 3.2660 3.4263
September 3.7072 3.2782 3.4515
October 3.4789 3.2620 3.3592
November 3.5797 3.2215 3.4579
December 3.7071 3.3798 3.4941