YEARLY HIGH
4.7483 SCR
YEARLY LOW
3.6040 SCR
YEARLY AVERAGE
4.1916 SCR

2015 PEN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 4.7483. Conversely, the yearly low was recorded on December 4, dropping to 3.6040.

This high-to-low spread represents a total annual volatility of 1.1443 SCR. From a start-to-finish perspective, comparing the January average rate of 4.6324 to the December average rate of 3.7837, the exchange rate registered a net change of -18.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.7483 was down 2.55% compared to the 2014 peak of 4.8723, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 23,742 SCR
2014 Average 22,394 SCR
Yearly Trough Low 18,020 SCR
Transaction Impact: A difference of 5,721.44 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.7173
3.6988
JanuMarcMayJulySeptNove

PEN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4045, compared to 3.9786 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4259 points.

H1 Avg (Jan–Jun) 4.4045
H2 Avg (Jul–Dec) 3.9786

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.3407 SCR (High: 3.9447 / Low: 3.6040). On the other end, April was the most stable month, with a tight range of 0.1084 SCR (High: 4.4056 / Low: 4.2972).

December Spread (Volatile) ±0.3407
April Spread (Stable) ±0.1084

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1658 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1658

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 4.6324) against the same month in 2014 (average: 4.2961), the exchange rate shifted by +0.3363 (+7.83%).

2015 Avg (January) 4.6324
2014 Avg (January) 4.2961

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7483 4.4111 4.6324
February 4.6329 4.4679 4.5549
March 4.5360 4.3225 4.4323
April 4.4056 4.2972 4.3531
May 4.3641 4.1821 4.2662
June 4.2471 4.0796 4.1882
July 4.2347 4.0297 4.1245
August 4.1668 3.9425 4.0441
September 4.1899 3.9360 4.0563
October 4.1673 3.8751 4.0145
November 4.0405 3.7020 3.8487
December 3.9447 3.6040 3.7837