YEARLY HIGH
4.4096 SCR
YEARLY LOW
4.0173 SCR
YEARLY AVERAGE
4.1449 SCR

2018 PEN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the PEN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 4.4096. Conversely, the yearly low was recorded on December 2, dropping to 4.0173.

This high-to-low spread represents a total annual volatility of 0.3922 SCR. From a start-to-finish perspective, comparing the January average rate of 4.3263 to the December average rate of 4.0645, the exchange rate registered a net change of -6.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 4.4096 was up 1.12% compared to the 2017 peak of 4.3609, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 22,048 SCR
2017 Average 20,832 SCR
Yearly Trough Low 20,087 SCR
Transaction Impact: A difference of 1,961.22 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

4.3543
4.0186
JanuMarcMayJulySeptNove

PEN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1901, compared to 4.0997 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0903 points.

H1 Avg (Jan–Jun) 4.1901
H2 Avg (Jul–Dec) 4.0997

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.2531 SCR (High: 4.3448 / Low: 4.0917). On the other end, November was the most stable month, with a tight range of 0.0419 SCR (High: 4.0733 / Low: 4.0314).

September Spread (Volatile) ±0.2531
November Spread (Stable) ±0.0419

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1355 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1355

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 4.3263) against the same month in 2017 (average: 4.0079), the exchange rate shifted by +0.3184 (+7.94%).

2018 Avg (January) 4.3263
2017 Avg (January) 4.0079

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4096 4.2567 4.3263
February 4.3606 4.1132 4.1908
March 4.3322 4.1130 4.1982
April 4.2662 4.1350 4.1715
May 4.3073 4.0826 4.1225
June 4.1550 4.1090 4.1310
July 4.1566 4.1146 4.1353
August 4.1633 4.0893 4.1308
September 4.3448 4.0917 4.1251
October 4.1666 4.0514 4.0960
November 4.0733 4.0314 4.0466
December 4.1508 4.0173 4.0645