YEARLY HIGH
4.8723 SCR
YEARLY LOW
4.2464 SCR
YEARLY AVERAGE
4.4780 SCR

2014 PEN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 4.8723. Conversely, the yearly low was recorded on April 28, dropping to 4.2464.

This high-to-low spread represents a total annual volatility of 0.6259 SCR. From a start-to-finish perspective, comparing the January average rate of 4.2961 to the December average rate of 4.7222, the exchange rate registered a net change of 9.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.8723 was down 5.40% compared to the 2013 peak of 5.1505, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 24,362 SCR
2013 Average 22,392 SCR
Yearly Trough Low 21,232 SCR
Transaction Impact: A difference of 3,129.64 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.9059
4.2407
JanuMarcMayJulySeptNove

PEN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3372, compared to 4.6188 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2817 points.

H1 Avg (Jan–Jun) 4.3372
H2 Avg (Jul–Dec) 4.6188

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.3882 SCR (High: 4.8413 / Low: 4.4531). On the other end, July was the most stable month, with a tight range of 0.0369 SCR (High: 4.4312 / Low: 4.3942).

December Spread (Volatile) ±0.3882
July Spread (Stable) ±0.0369

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1282 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -0.1282

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 4.8504) against the same month in 2013 (average: 4.3122), the exchange rate shifted by +0.5383 (+12.48%).

2014 Avg (November) 4.8504
2013 Avg (November) 4.3122

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.3240 4.2779 4.2961
February 4.3569 4.2865 4.3119
March 4.3663 4.2699 4.3249
April 4.4091 4.2464 4.3263
May 4.4926 4.2637 4.3724
June 4.4302 4.3556 4.3914
July 4.4312 4.3942 4.4165
August 4.5669 4.3742 4.4686
September 4.5872 4.5243 4.5637
October 4.8696 4.5142 4.6915
November 4.8723 4.8236 4.8504
December 4.8413 4.4531 4.7222