2012 PLN to BAM Historical Review

YEARLY HIGH

0.4845 BAM

YEARLY LOW

0.4349 BAM

YEARLY AVERAGE

0.4683 BAM

2012 PLN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PLN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 0.4845. Conversely, the yearly low was recorded on January 5, dropping to 0.4349.

This high-to-low spread represents a total annual volatility of 0.0495 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4478 to the December average rate of 0.4782, the exchange rate registered a net change of 6.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4845 was down 4.81% compared to the 2011 peak of 0.5090, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 9,689 BAM

2011 Average 9,525 BAM

Yearly Trough Low 8,698 BAM

Transaction Impact: A difference of 990.89 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4819

0.4447

JanuMarcMayJulySeptNove

PLN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4617, compared to 0.4749 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0132 points.

H1 Avg (Jan–Jun) 0.4617

H2 Avg (Jul–Dec) 0.4749

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0295 BAM (High: 0.4644 / Low: 0.4349). On the other end, March was the most stable month, with a tight range of 0.0086 BAM (High: 0.4786 / Low: 0.4699).

January Spread (Volatile) ±0.0295

March Spread (Stable) ±0.0086

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0118 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0118

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.4788) against the same month in 2011 (average: 0.4747), the exchange rate shifted by +0.0041 (+0.86%).

2012 Avg (August) 0.4788

2011 Avg (August) 0.4747

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4644	0.4349	0.4478
February	0.4755	0.4620	0.4679
March	0.4786	0.4699	0.4736
April	0.4741	0.4648	0.4686
May	0.4704	0.4463	0.4568
June	0.4623	0.4425	0.4553
July	0.4763	0.4619	0.4679
August	0.4845	0.4674	0.4788
September	0.4820	0.4663	0.4742
October	0.4809	0.4711	0.4767
November	0.4788	0.4681	0.4735
December	0.4823	0.4735	0.4782