2014 PLN to BAM Historical Review

YEARLY HIGH

0.4778 BAM

YEARLY LOW

0.4471 BAM

YEARLY AVERAGE

0.4676 BAM

2014 PLN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PLN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on June 8, valuing the pair at 0.4778. Conversely, the yearly low was recorded on December 27, dropping to 0.4471.

This high-to-low spread represents a total annual volatility of 0.0306 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4687 to the December average rate of 0.4624, the exchange rate registered a net change of -1.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4778 was down 0.71% compared to the 2013 peak of 0.4812, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 9,555 BAM

2013 Average 9,332 BAM

Yearly Trough Low 8,943 BAM

Transaction Impact: A difference of 612.42 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4742

0.4613

JanuMarcMayJulySeptNove

PLN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4688, compared to 0.4663 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 0.4688

H2 Avg (Jul–Dec) 0.4663

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0244 BAM (High: 0.4716 / Low: 0.4471). On the other end, September was the most stable month, with a tight range of 0.0039 BAM (High: 0.4686 / Low: 0.4647).

December Spread (Volatile) ±0.0244

September Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0055 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2014: 0.4731) against the same month in 2013 (average: 0.4568), the exchange rate shifted by +0.0164 (+3.58%).

2014 Avg (June) 0.4731

2013 Avg (June) 0.4568

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4721	0.4605	0.4687
February	0.4721	0.4601	0.4688
March	0.4714	0.4619	0.4661
April	0.4700	0.4646	0.4678
May	0.4724	0.4651	0.4682
June	0.4778	0.4693	0.4731
July	0.4739	0.4689	0.4720
August	0.4686	0.4640	0.4665
September	0.4686	0.4647	0.4671
October	0.4689	0.4626	0.4654
November	0.4682	0.4622	0.4645
December	0.4716	0.4471	0.4624