2024 PLN to BAM Historical Review

YEARLY HIGH

0.4624 BAM

YEARLY LOW

0.3843 BAM

YEARLY AVERAGE

0.4540 BAM

2024 PLN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the PLN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.4624. Conversely, the yearly low was recorded on January 1, dropping to 0.3843.

This high-to-low spread represents a total annual volatility of 0.0781 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4461 to the December average rate of 0.4578, the exchange rate registered a net change of 2.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.4624 was up 0.71% compared to the 2023 peak of 0.4591, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 9,248 BAM

2023 Average 8,623 BAM

Yearly Trough Low 7,686 BAM

Transaction Impact: A difference of 1,561.83 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.4589

0.4450

JanuMarcMayJulySeptNove

PLN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4526, compared to 0.4554 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 0.4526

H2 Avg (Jul–Dec) 0.4554

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.0677 BAM (High: 0.4521 / Low: 0.3843). On the other end, February was the most stable month, with a tight range of 0.0062 BAM (High: 0.4540 / Low: 0.4479).

January Spread (Volatile) ±0.0677

February Spread (Stable) ±0.0062

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0043 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 0.4565) against the same month in 2023 (average: 0.4385), the exchange rate shifted by +0.0180 (+4.10%).

2024 Avg (August) 0.4565

2023 Avg (August) 0.4385

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4521	0.3843	0.4461
February	0.4540	0.4479	0.4521
March	0.4576	0.4502	0.4541
April	0.4591	0.4474	0.4540
May	0.4619	0.4518	0.4569
June	0.4604	0.4451	0.4525
July	0.4613	0.4525	0.4569
August	0.4624	0.4521	0.4565
September	0.4624	0.4543	0.4572
October	0.4563	0.4494	0.4530
November	0.4561	0.4464	0.4511
December	0.4611	0.4519	0.4578