2021 PLN to BAM Historical Review

YEARLY HIGH

0.4404 BAM

YEARLY LOW

0.4142 BAM

YEARLY AVERAGE

0.4285 BAM

2021 PLN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 0.4404. Conversely, the yearly low was recorded on November 22, dropping to 0.4142.

This high-to-low spread represents a total annual volatility of 0.0262 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4310 to the December average rate of 0.4239, the exchange rate registered a net change of -1.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4404 was down 4.92% compared to the 2020 peak of 0.4631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,807 BAM

2020 Average 8,811 BAM

Yearly Trough Low 8,284 BAM

Transaction Impact: A difference of 523.46 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4367

0.4190

JanuMarcMayJulySeptNove

PLN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4312, compared to 0.4258 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.4312

H2 Avg (Jul–Dec) 0.4258

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0144 BAM (High: 0.4346 / Low: 0.4201). On the other end, August was the most stable month, with a tight range of 0.0056 BAM (High: 0.4312 / Low: 0.4256).

September Spread (Volatile) ±0.0144

August Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0102 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.4338) against the same month in 2020 (average: 0.4401), the exchange rate shifted by -0.0063 (-1.42%).

2021 Avg (June) 0.4338

2020 Avg (June) 0.4401

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4345	0.4266	0.4310
February	0.4388	0.4312	0.4352
March	0.4331	0.4193	0.4250
April	0.4330	0.4246	0.4295
May	0.4382	0.4270	0.4325
June	0.4404	0.4264	0.4338
July	0.4340	0.4247	0.4287
August	0.4312	0.4256	0.4281
September	0.4346	0.4201	0.4279
October	0.4299	0.4208	0.4256
November	0.4277	0.4142	0.4205
December	0.4283	0.4193	0.4239