YEARLY HIGH
0.4362 BAM
YEARLY LOW
0.3921 BAM
YEARLY AVERAGE
0.4176 BAM

2022 PLN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PLN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.4362. Conversely, the yearly low was recorded on March 7, dropping to 0.3921.

This high-to-low spread represents a total annual volatility of 0.0441 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4296 to the December average rate of 0.4182, the exchange rate registered a net change of -2.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.4362 was down 0.94% compared to the 2021 peak of 0.4404, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,724 BAM
2021 Average 8,569 BAM
Yearly Trough Low 7,842 BAM
Transaction Impact: A difference of 882.15 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.4317
0.4061
JanuMarcMayJulySeptNove

PLN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4218, compared to 0.4135 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0083 points.

H1 Avg (Jan–Jun) 0.4218
H2 Avg (Jul–Dec) 0.4135

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0304 BAM (High: 0.4225 / Low: 0.3921). On the other end, December was the most stable month, with a tight range of 0.0098 BAM (High: 0.4221 / Low: 0.4123).

March Spread (Volatile) ±0.0304
December Spread (Stable) ±0.0098

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0170 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 0.4283) against the same month in 2021 (average: 0.4352), the exchange rate shifted by -0.0069 (-1.59%).

2022 Avg (February) 0.4283
2021 Avg (February) 0.4352

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4352 0.4251 0.4296
February 0.4362 0.4127 0.4283
March 0.4225 0.3921 0.4113
April 0.4239 0.4125 0.4202
May 0.4290 0.4131 0.4206
June 0.4296 0.4142 0.4207
July 0.4158 0.4035 0.4107
August 0.4209 0.4077 0.4144
September 0.4193 0.4047 0.4121
October 0.4184 0.3966 0.4082
November 0.4276 0.4106 0.4172
December 0.4221 0.4123 0.4182