YEARLY HIGH
0.4702 BAM
YEARLY LOW
0.4512 BAM
YEARLY AVERAGE
0.4613 BAM

2026 PLN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PLN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.4702. Conversely, the yearly low was recorded on March 8, dropping to 0.4512.

This high-to-low spread represents a total annual volatility of 0.0190 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4646 to the December average rate of 0.4599, the exchange rate registered a net change of -1.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.4702 was down 1.05% compared to the 2025 peak of 0.4752, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 9,404 BAM
2025 Average 9,229 BAM
Yearly Trough Low 9,024 BAM
Transaction Impact: A difference of 379.78 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.4653
0.4567
JanuFebrMarcApriMayJune

PLN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4613, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4613 points.

H1 Avg (Jan–Jun) 0.4613
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0114 BAM (High: 0.4626 / Low: 0.4512). On the other end, May was the most stable month, with a tight range of 0.0018 BAM (High: 0.4629 / Low: 0.4611).

March Spread (Volatile) ±0.0114
May Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0061 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.4646) against the same month in 2025 (average: 0.4602), the exchange rate shifted by +0.0044 (+0.96%).

2026 Avg (January) 0.4646
2025 Avg (January) 0.4602

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4702 0.4624 0.4646
February 0.4658 0.4611 0.4635
March 0.4626 0.4512 0.4574
April 0.4641 0.4550 0.4601
May 0.4629 0.4611 0.4623
June 0.4623 0.4563 0.4599