2015 PLN to BAM Historical Review

YEARLY HIGH

0.4904 BAM

YEARLY LOW

0.4477 BAM

YEARLY AVERAGE

0.4677 BAM

2015 PLN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PLN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 22, valuing the pair at 0.4904. Conversely, the yearly low was recorded on December 13, dropping to 0.4477.

This high-to-low spread represents a total annual volatility of 0.0427 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4578 to the December average rate of 0.4556, the exchange rate registered a net change of -0.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4904 was up 2.65% compared to the 2014 peak of 0.4778, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 9,808 BAM

2014 Average 9,351 BAM

Yearly Trough Low 8,954 BAM

Transaction Impact: A difference of 853.83 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4889

0.4526

JanuMarcMayJulySeptNove

PLN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4727, compared to 0.4628 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0098 points.

H1 Avg (Jan–Jun) 0.4727

H2 Avg (Jul–Dec) 0.4628

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0149 BAM (High: 0.4667 / Low: 0.4518). On the other end, November was the most stable month, with a tight range of 0.0057 BAM (High: 0.4634 / Low: 0.4576).

January Spread (Volatile) ±0.0149

November Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0093 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0093

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.4859) against the same month in 2014 (average: 0.4678), the exchange rate shifted by +0.0181 (+3.87%).

2015 Avg (April) 0.4859

2014 Avg (April) 0.4678

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4667	0.4518	0.4578
February	0.4715	0.4652	0.4686
March	0.4793	0.4697	0.4741
April	0.4904	0.4799	0.4859
May	0.4849	0.4723	0.4794
June	0.4753	0.4666	0.4701
July	0.4762	0.4627	0.4709
August	0.4722	0.4606	0.4663
September	0.4666	0.4605	0.4637
October	0.4637	0.4563	0.4605
November	0.4634	0.4576	0.4599
December	0.4623	0.4477	0.4556