2016 PLN to BAM Historical Review

YEARLY HIGH

0.4609 BAM

YEARLY LOW

0.4355 BAM

YEARLY AVERAGE

0.4484 BAM

2016 PLN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PLN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 0.4609. Conversely, the yearly low was recorded on December 5, dropping to 0.4355.

This high-to-low spread represents a total annual volatility of 0.0254 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4443 to the December average rate of 0.4413, the exchange rate registered a net change of -0.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.4609 was down 6.02% compared to the 2015 peak of 0.4904, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 9,217 BAM

2015 Average 9,354 BAM

Yearly Trough Low 8,710 BAM

Transaction Impact: A difference of 507.60 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.4576

0.4398

JanuMarcMayJulySeptNove

PLN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4480, compared to 0.4489 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.4480

H2 Avg (Jul–Dec) 0.4489

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0218 BAM (High: 0.4575 / Low: 0.4357). On the other end, May was the most stable month, with a tight range of 0.0064 BAM (High: 0.4470 / Low: 0.4406).

January Spread (Volatile) ±0.0218

May Spread (Stable) ±0.0064

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0100 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0100

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2016: 0.4561) against the same month in 2015 (average: 0.4741), the exchange rate shifted by -0.0180 (-3.79%).

2016 Avg (March) 0.4561

2015 Avg (March) 0.4741

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4575	0.4357	0.4443
February	0.4492	0.4404	0.4450
March	0.4609	0.4510	0.4561
April	0.4608	0.4445	0.4537
May	0.4470	0.4406	0.4437
June	0.4520	0.4383	0.4448
July	0.4491	0.4405	0.4451
August	0.4590	0.4487	0.4549
September	0.4569	0.4482	0.4527
October	0.4583	0.4512	0.4541
November	0.4545	0.4397	0.4453
December	0.4465	0.4355	0.4413