2020 RSD to KES Historical Review

YEARLY HIGH

1.1637 KES

YEARLY LOW

0.9281 KES

YEARLY AVERAGE

1.0344 KES

2020 RSD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 1.1637. Conversely, the yearly low was recorded on February 20, dropping to 0.9281.

This high-to-low spread represents a total annual volatility of 0.2356 KES. From a start-to-finish perspective, comparing the January average rate of 0.9548 to the December average rate of 1.1438, the exchange rate registered a net change of 19.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1637 was up 16.70% compared to the 2019 peak of 0.9972, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 5,819 KES

2019 Average 4,846 KES

Yearly Trough Low 4,641 KES

Transaction Impact: A difference of 1,178.15 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1646

0.9154

JanuMarcMayJulySeptNove

RSD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9766, compared to 1.0921 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1155 points.

H1 Avg (Jan–Jun) 0.9766

H2 Avg (Jul–Dec) 1.0921

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0690 KES (High: 1.0876 / Low: 1.0186). On the other end, February was the most stable month, with a tight range of 0.0188 KES (High: 0.9469 / Low: 0.9281).

July Spread (Volatile) ±0.0690

February Spread (Stable) ±0.0188

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0185 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0185

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.1438) against the same month in 2019 (average: 0.9590), the exchange rate shifted by +0.1849 (+19.28%).

2020 Avg (December) 1.1438

2019 Avg (December) 0.9590

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9708	0.9430	0.9548
February	0.9469	0.9281	0.9362
March	0.9971	0.9450	0.9761
April	0.9982	0.9744	0.9839
May	1.0084	0.9737	0.9902
June	1.0303	1.0105	1.0184
July	1.0876	1.0186	1.0457
August	1.1014	1.0784	1.0874
September	1.0981	1.0728	1.0870
October	1.0979	1.0765	1.0872
November	1.1199	1.0769	1.1015
December	1.1637	1.1266	1.1438