2012 RUB to HRK Historical Review

YEARLY HIGH

0.1960 HRK

YEARLY LOW

0.1806 HRK

YEARLY AVERAGE

0.1885 HRK

2012 RUB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the RUB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 0.1960. Conversely, the yearly low was recorded on June 22, dropping to 0.1806.

This high-to-low spread represents a total annual volatility of 0.0154 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1868 to the December average rate of 0.1869, the exchange rate registered a net change of 0.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1960 was up 3.29% compared to the 2011 peak of 0.1898, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 980 HRK

2011 Average 910 HRK

Yearly Trough Low 903 HRK

Transaction Impact: A difference of 77.13 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1957

0.1819

JanuMarcMayJulySeptNove

RUB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1902, compared to 0.1869 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.1902

H2 Avg (Jul–Dec) 0.1869

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0107 HRK (High: 0.1940 / Low: 0.1832). On the other end, October was the most stable month, with a tight range of 0.0028 HRK (High: 0.1875 / Low: 0.1847).

May Spread (Volatile) ±0.0107

October Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0078 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0078

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 0.1946) against the same month in 2011 (average: 0.1857), the exchange rate shifted by +0.0089 (+4.77%).

2012 Avg (March) 0.1946

2011 Avg (March) 0.1857

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1908	0.1810	0.1868
February	0.1941	0.1907	0.1923
March	0.1960	0.1923	0.1946
April	0.1951	0.1919	0.1933
May	0.1940	0.1832	0.1909
June	0.1864	0.1806	0.1831
July	0.1932	0.1824	0.1881
August	0.1925	0.1834	0.1890
September	0.1863	0.1823	0.1839
October	0.1875	0.1847	0.1860
November	0.1890	0.1852	0.1872
December	0.1891	0.1850	0.1869