2015 RUB to HRK Historical Review

YEARLY HIGH

0.1417 HRK

YEARLY LOW

0.0928 HRK

YEARLY AVERAGE

0.1132 HRK

2015 RUB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the RUB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 15, valuing the pair at 0.1417. Conversely, the yearly low was recorded on August 24, dropping to 0.0928.

This high-to-low spread represents a total annual volatility of 0.0489 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1033 to the December average rate of 0.1001, the exchange rate registered a net change of -3.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1417 was down 16.31% compared to the 2014 peak of 0.1693, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 708 HRK

2014 Average 759 HRK

Yearly Trough Low 464 HRK

Transaction Impact: A difference of 244.45 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1369

0.0968

JanuMarcMayJulySeptNove

RUB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1193, compared to 0.1070 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0124 points.

H1 Avg (Jan–Jun) 0.1193

H2 Avg (Jul–Dec) 0.1070

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0197 HRK (High: 0.1124 / Low: 0.0928). On the other end, November was the most stable month, with a tight range of 0.0046 HRK (High: 0.1106 / Low: 0.1059).

August Spread (Volatile) ±0.0197

November Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0163 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.1329) against the same month in 2014 (average: 0.1548), the exchange rate shifted by -0.0219 (-14.14%).

2015 Avg (April) 0.1329

2014 Avg (April) 0.1548

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1088	0.0978	0.1033
February	0.1117	0.0975	0.1057
March	0.1226	0.1101	0.1174
April	0.1417	0.1228	0.1329
May	0.1377	0.1302	0.1335
June	0.1298	0.1197	0.1233
July	0.1232	0.1130	0.1203
August	0.1124	0.0928	0.1039
September	0.1045	0.0982	0.1010
October	0.1114	0.1028	0.1077
November	0.1106	0.1059	0.1088
December	0.1080	0.0953	0.1001