2023 RUB to HRK Historical Review

YEARLY HIGH

0.1054 HRK

YEARLY LOW

0.0688 HRK

YEARLY AVERAGE

0.0825 HRK

2023 RUB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the RUB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.1054. Conversely, the yearly low was recorded on August 12, dropping to 0.0688.

This high-to-low spread represents a total annual volatility of 0.0366 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0999 to the December average rate of 0.0758, the exchange rate registered a net change of -24.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 0.1054 was down 23.19% compared to the 2022 peak of 0.1373, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 527 HRK

2022 Average 534 HRK

Yearly Trough Low 344 HRK

Transaction Impact: A difference of 183.09 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

0.1026

0.0693

JanuMarcMayJulySeptNove

RUB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0906, compared to 0.0744 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0162 points.

H1 Avg (Jan–Jun) 0.0906

H2 Avg (Jul–Dec) 0.0744

Volatility Range Comparison

Volatility

The most volatile month in 2023 was January, with a trading range of 0.0098 HRK (High: 0.1054 / Low: 0.0957). On the other end, November was the most stable month, with a tight range of 0.0026 HRK (High: 0.0783 / Low: 0.0756).

January Spread (Volatile) ±0.0098

November Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0082 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0082

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2023: 0.0999) against the same month in 2022 (average: 0.0868), the exchange rate shifted by +0.0130 (+15.00%).

2023 Avg (January) 0.0999

2022 Avg (January) 0.0868

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1054	0.0957	0.0999
February	0.0988	0.0939	0.0959
March	0.0945	0.0894	0.0922
April	0.0896	0.0834	0.0849
May	0.0901	0.0851	0.0877
June	0.0872	0.0777	0.0834
July	0.0785	0.0734	0.0752
August	0.0741	0.0688	0.0721
September	0.0742	0.0715	0.0730
October	0.0764	0.0705	0.0735
November	0.0783	0.0756	0.0769
December	0.0774	0.0737	0.0758