2019 RUB to HRK Historical Review

YEARLY HIGH

0.1086 HRK

YEARLY LOW

0.0935 HRK

YEARLY AVERAGE

0.1025 HRK

2019 RUB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the RUB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.1086. Conversely, the yearly low was recorded on January 1, dropping to 0.0935.

This high-to-low spread represents a total annual volatility of 0.0151 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0975 to the December average rate of 0.1066, the exchange rate registered a net change of 9.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1086 was down 1.00% compared to the 2018 peak of 0.1097, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 543 HRK

2018 Average 502 HRK

Yearly Trough Low 468 HRK

Transaction Impact: A difference of 75.44 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1075

0.0966

JanuMarcMayJulySeptNove

RUB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1007, compared to 0.1042 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.1007

H2 Avg (Jul–Dec) 0.1042

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0064 HRK (High: 0.0999 / Low: 0.0935). On the other end, November was the most stable month, with a tight range of 0.0010 HRK (High: 0.1058 / Low: 0.1049).

January Spread (Volatile) ±0.0064

November Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0033 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.1066) against the same month in 2018 (average: 0.0963), the exchange rate shifted by +0.0103 (+10.66%).

2019 Avg (December) 0.1066

2018 Avg (December) 0.0963

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0999	0.0935	0.0975
February	0.1002	0.0984	0.0993
March	0.1023	0.0991	0.1007
April	0.1038	0.1012	0.1025
May	0.1034	0.1010	0.1021
June	0.1042	0.1009	0.1023
July	0.1050	0.1033	0.1042
August	0.1036	0.0994	0.1009
September	0.1056	0.1009	0.1036
October	0.1054	0.1037	0.1046
November	0.1058	0.1049	0.1054
December	0.1086	0.1046	0.1066