YEARLY HIGH
0.1373 HRK
YEARLY LOW
0.0488 HRK
YEARLY AVERAGE
0.1067 HRK

2022 RUB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the RUB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 29, valuing the pair at 0.1373. Conversely, the yearly low was recorded on March 7, dropping to 0.0488.

This high-to-low spread represents a total annual volatility of 0.0885 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0868 to the December average rate of 0.1077, the exchange rate registered a net change of 24.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1373 was up 47.05% compared to the 2021 peak of 0.0934, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 686 HRK
2021 Average 432 HRK
Yearly Trough Low 244 HRK
Transaction Impact: A difference of 442.50 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1326
0.0571
JanuMarcMayJulySeptNove

RUB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0927, compared to 0.1208 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0281 points.

H1 Avg (Jan–Jun) 0.0927
H2 Avg (Jul–Dec) 0.1208

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0349 HRK (High: 0.0836 / Low: 0.0488). On the other end, January was the most stable month, with a tight range of 0.0049 HRK (High: 0.0894 / Low: 0.0845).

March Spread (Volatile) ±0.0349
January Spread (Stable) ±0.0049

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0213 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0213

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2022: 0.1241) against the same month in 2021 (average: 0.0858), the exchange rate shifted by +0.0382 (+44.54%).

2022 Avg (June) 0.1241
2021 Avg (June) 0.0858

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0894 0.0845 0.0868
February 0.0882 0.0642 0.0847
March 0.0836 0.0488 0.0634
April 0.1005 0.0798 0.0875
May 0.1229 0.0978 0.1095
June 0.1373 0.1103 0.1241
July 0.1342 0.1135 0.1241
August 0.1260 0.1163 0.1221
September 0.1356 0.1166 0.1263
October 0.1319 0.1200 0.1238
November 0.1240 0.1186 0.1208
December 0.1183 0.0955 0.1077