2016 RUB to HRK Historical Review

YEARLY HIGH

0.1199 HRK

YEARLY LOW

0.0848 HRK

YEARLY AVERAGE

0.1020 HRK

2016 RUB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the RUB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.1199. Conversely, the yearly low was recorded on February 11, dropping to 0.0848.

This high-to-low spread represents a total annual volatility of 0.0351 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0921 to the December average rate of 0.1153, the exchange rate registered a net change of 25.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1199 was down 15.36% compared to the 2015 peak of 0.1417, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 599 HRK

2015 Average 566 HRK

Yearly Trough Low 424 HRK

Transaction Impact: A difference of 175.49 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1180

0.0865

JanuMarcMayJulySeptNove

RUB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0969, compared to 0.1072 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0104 points.

H1 Avg (Jan–Jun) 0.0969

H2 Avg (Jul–Dec) 0.1072

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0109 HRK (High: 0.0967 / Low: 0.0857). On the other end, August was the most stable month, with a tight range of 0.0042 HRK (High: 0.1044 / Low: 0.1002).

January Spread (Volatile) ±0.0109

August Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0030 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.1153) against the same month in 2015 (average: 0.1001), the exchange rate shifted by +0.0152 (+15.20%).

2016 Avg (December) 0.1153

2015 Avg (December) 0.1001

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0967	0.0857	0.0921
February	0.0929	0.0848	0.0891
March	0.0994	0.0949	0.0971
April	0.1018	0.0963	0.0993
May	0.1024	0.0981	0.1007
June	0.1060	0.1002	0.1028
July	0.1076	0.1012	0.1051
August	0.1044	0.1002	0.1029
September	0.1062	0.1016	0.1037
October	0.1109	0.1062	0.1085
November	0.1109	0.1049	0.1079
December	0.1199	0.1100	0.1153