2025 RUB to HRK Historical Review

YEARLY HIGH

0.0861 HRK

YEARLY LOW

0.0640 HRK

YEARLY AVERAGE

0.0800 HRK

2025 RUB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the RUB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 29, valuing the pair at 0.0861. Conversely, the yearly low was recorded on January 1, dropping to 0.0640.

This high-to-low spread represents a total annual volatility of 0.0221 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0710 to the December average rate of 0.0818, the exchange rate registered a net change of 15.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0861 was up 2.57% compared to the 2024 peak of 0.0840, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 431 HRK

2024 Average 376 HRK

Yearly Trough Low 320 HRK

Transaction Impact: A difference of 110.58 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0842

0.0698

JanuMarcMayJulySeptNove

RUB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0795, compared to 0.0805 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0795

H2 Avg (Jul–Dec) 0.0805

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0106 HRK (High: 0.0827 / Low: 0.0721). On the other end, August was the most stable month, with a tight range of 0.0024 HRK (High: 0.0822 / Low: 0.0798).

February Spread (Volatile) ±0.0106

August Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0034 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 0.0830) against the same month in 2024 (average: 0.0765), the exchange rate shifted by +0.0065 (+8.48%).

2025 Avg (May) 0.0830

2024 Avg (May) 0.0765

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0741	0.0640	0.0710
February	0.0827	0.0721	0.0781
March	0.0842	0.0772	0.0812
April	0.0826	0.0796	0.0805
May	0.0861	0.0803	0.0830
June	0.0852	0.0812	0.0830
July	0.0831	0.0799	0.0818
August	0.0822	0.0798	0.0808
September	0.0804	0.0758	0.0774
October	0.0823	0.0775	0.0799
November	0.0836	0.0800	0.0814
December	0.0852	0.0797	0.0818