2020 RUB to HRK Historical Review

YEARLY HIGH

0.1096 HRK

YEARLY LOW

0.0807 HRK

YEARLY AVERAGE

0.0920 HRK

2020 RUB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RUB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.1096. Conversely, the yearly low was recorded on November 2, dropping to 0.0807.

This high-to-low spread represents a total annual volatility of 0.0289 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1084 to the December average rate of 0.0837, the exchange rate registered a net change of -22.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1096 was up 0.94% compared to the 2019 peak of 0.1086, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 548 HRK

2019 Average 512 HRK

Yearly Trough Low 404 HRK

Transaction Impact: A difference of 144.63 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1109

0.0804

JanuMarcMayJulySeptNove

RUB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0988, compared to 0.0853 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0134 points.

H1 Avg (Jan–Jun) 0.0988

H2 Avg (Jul–Dec) 0.0853

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0157 HRK (High: 0.1015 / Low: 0.0858). On the other end, October was the most stable month, with a tight range of 0.0024 HRK (High: 0.0839 / Low: 0.0815).

March Spread (Volatile) ±0.0157

October Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0143 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0143

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1084) against the same month in 2019 (average: 0.0975), the exchange rate shifted by +0.0108 (+11.10%).

2020 Avg (January) 0.1084

2019 Avg (January) 0.0975

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1096	0.1049	0.1084
February	0.1084	0.1015	0.1064
March	0.1015	0.0858	0.0921
April	0.0952	0.0885	0.0933
May	0.0976	0.0917	0.0954
June	0.0987	0.0946	0.0970
July	0.0954	0.0849	0.0919
August	0.0872	0.0841	0.0859
September	0.0858	0.0814	0.0842
October	0.0839	0.0815	0.0830
November	0.0842	0.0807	0.0831
December	0.0852	0.0815	0.0837