2012 SCR to HRK Historical Review

YEARLY HIGH

0.4692 HRK

YEARLY LOW

0.3941 HRK

YEARLY AVERAGE

0.4270 HRK

2012 SCR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SCR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 0.4692. Conversely, the yearly low was recorded on April 3, dropping to 0.3941.

This high-to-low spread represents a total annual volatility of 0.0751 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4221 to the December average rate of 0.4386, the exchange rate registered a net change of 3.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4692 was up 2.39% compared to the 2011 peak of 0.4583, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 2,346 HRK

2011 Average 2,148 HRK

Yearly Trough Low 1,970 HRK

Transaction Impact: A difference of 375.65 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4606

0.4000

JanuMarcMayJulySeptNove

SCR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4127, compared to 0.4412 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0285 points.

H1 Avg (Jan–Jun) 0.4127

H2 Avg (Jul–Dec) 0.4412

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0368 HRK (High: 0.4412 / Low: 0.4044). On the other end, October was the most stable month, with a tight range of 0.0079 HRK (High: 0.4455 / Low: 0.4377).

January Spread (Volatile) ±0.0368

October Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0127 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0127

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.4555) against the same month in 2011 (average: 0.4249), the exchange rate shifted by +0.0307 (+7.22%).

2012 Avg (August) 0.4555

2011 Avg (August) 0.4249

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4412	0.4044	0.4221
February	0.4179	0.3995	0.4094
March	0.4189	0.3944	0.4051
April	0.4160	0.3941	0.4062
May	0.4271	0.4011	0.4164
June	0.4276	0.4086	0.4169
July	0.4405	0.4078	0.4201
August	0.4692	0.4344	0.4555
September	0.4587	0.4339	0.4438
October	0.4455	0.4377	0.4416
November	0.4542	0.4403	0.4476
December	0.4458	0.4339	0.4386