2019 SCR to HRK Historical Review

YEARLY HIGH

0.5315 HRK

YEARLY LOW

0.4710 HRK

YEARLY AVERAGE

0.4845 HRK

2019 SCR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SCR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 11, valuing the pair at 0.5315. Conversely, the yearly low was recorded on January 9, dropping to 0.4710.

This high-to-low spread represents a total annual volatility of 0.0606 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4766 to the December average rate of 0.4889, the exchange rate registered a net change of 2.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.5315 was up 9.60% compared to the 2018 peak of 0.4850, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 2,658 HRK

2018 Average 2,309 HRK

Yearly Trough Low 2,355 HRK

Transaction Impact: A difference of 302.98 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.4932

0.4751

JanuMarcMayJulySeptNove

SCR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4802, compared to 0.4888 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0086 points.

H1 Avg (Jan–Jun) 0.4802

H2 Avg (Jul–Dec) 0.4888

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0551 HRK (High: 0.5315 / Low: 0.4764). On the other end, May was the most stable month, with a tight range of 0.0079 HRK (High: 0.4888 / Low: 0.4809).

August Spread (Volatile) ±0.0551

May Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0052 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.4891) against the same month in 2018 (average: 0.4736), the exchange rate shifted by +0.0155 (+3.28%).

2019 Avg (August) 0.4891

2018 Avg (August) 0.4736

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4814	0.4710	0.4766
February	0.4811	0.4723	0.4776
March	0.4849	0.4731	0.4797
April	0.4866	0.4785	0.4829
May	0.4888	0.4809	0.4847
June	0.4857	0.4751	0.4796
July	0.4873	0.4737	0.4820
August	0.5315	0.4764	0.4891
September	0.4951	0.4859	0.4908
October	0.4951	0.4859	0.4903
November	0.5168	0.4799	0.4917
December	0.4932	0.4841	0.4889