2015 SCR to HRK Historical Review

YEARLY HIGH

0.5879 HRK

YEARLY LOW

0.4571 HRK

YEARLY AVERAGE

0.5159 HRK

2015 SCR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SCR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 0.5879. Conversely, the yearly low was recorded on January 11, dropping to 0.4571.

This high-to-low spread represents a total annual volatility of 0.1308 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4752 to the December average rate of 0.5489, the exchange rate registered a net change of 15.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5879 was up 24.29% compared to the 2014 peak of 0.4730, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 2,939 HRK

2014 Average 2,264 HRK

Yearly Trough Low 2,285 HRK

Transaction Impact: A difference of 654.07 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5597

0.4675

JanuMarcMayJulySeptNove

SCR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5011, compared to 0.5308 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0297 points.

H1 Avg (Jan–Jun) 0.5011

H2 Avg (Jul–Dec) 0.5308

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0653 HRK (High: 0.5879 / Low: 0.5226). On the other end, July was the most stable month, with a tight range of 0.0151 HRK (High: 0.5340 / Low: 0.5189).

December Spread (Volatile) ±0.0653

July Spread (Stable) ±0.0151

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0136 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0136

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.5489) against the same month in 2014 (average: 0.4455), the exchange rate shifted by +0.1034 (+23.22%).

2015 Avg (December) 0.5489

2014 Avg (December) 0.4455

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4952	0.4571	0.4752
February	0.4963	0.4752	0.4842
March	0.5354	0.4877	0.5149
April	0.5297	0.4981	0.5181
May	0.5220	0.4943	0.5045
June	0.5167	0.5000	0.5095
July	0.5340	0.5189	0.5254
August	0.5323	0.4981	0.5188
September	0.5357	0.4975	0.5177
October	0.5437	0.4968	0.5218
November	0.5751	0.5209	0.5520
December	0.5879	0.5226	0.5489